Tooth loss can detract from your daily quality of life in several ways. You might develop speech impediments or struggle to eat certain foods. You might even feel so self-conscious about the changes to your appearance that you avoid spending time with others.
Your dentist can restore your smile with dental implants, the only replacement teeth that are surgically embedded in your jaw for added strength and stability. However, many patients fear they can’t afford the procedure and want to know if dental insurance contributes to the cost. Continue reading to learn more about it!
How Does Dental Insurance Work?
Insurance policies are a great way to lower your out-of-pocket expenses for standard dental care because they typically cover 100% of basic preventive services. Then, they often also include anywhere from 50% to 80% of treatments needed to repair damage, like root canals, dental crowns, or extractions.
This system is intended to keep costs low for everyone involved. The focus on routine maintenance strengthens your teeth and gums to avoid more serious problems and the pricier procedures needed to address them.
Does Dental Insurance Usually Cover Dental Implants?
These plans consider dental implants a luxury that’s more cosmetic than functional for your oral health, so they don’t cover the cost. Furthermore, they often have restrictions that prevent them from contributing to this procedure. For instance, they might have an annual maximum of $1,000 or $2,000 that this treatment exceeds, so it isn’t included.
However, there may be exceptions, so it’s worth checking the details of your policy. In some cases, you might be offered some coverage if your replacement teeth are deemed medically necessary. Your plan might also include certain aspects of your treatment, like different exams, imaging, and a dental crown or other appropriate restoration to reduce the total.
How Can I Make Dental Implants More Affordable?
Many experts consider dental implants the ideal way to replace missing teeth, and it’s only natural to want the most reliable restoration to rebuild your grin. If you’re concerned you can’t afford dental implants, you can ask your dentist if they offer financial assistance.
For example, many practices offer flexible financial packages through third-party lenders, like CareCredit. If your application is approved, this program allows you to divvy your total invoice into more manageable installments over a designated period that are easier on your wallet.
Feel free to let your dentist know if you’re struggling to find the information or need help with insurance claims or paperwork. Their office staff are usually familiar with different policies and are happy to help you maximize your available benefits!
About the Practice
At Vanderbrook Family Dentistry, you and your loved ones benefit from two dentists dedicated to helping you build happy, healthy smiles. Dr. Vanderbrook and Dr. Keys collaborate to provide a comprehensive menu of services under one roof. They take the time to get to know your unique needs, and tailor treatment plans to meet them. They partner with local specialists to place your implant, then use state-of-the-art equipment to provide a lifelike restoration intended to last. You can request an appointment on the website or call (214) 821-5200.